A straight answer

Paying a known number for a known plan, instead of finding out later what was not covered.

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  • Plan and priceIn writing before you commit
  • Cash payHSA, FSA and Care Credit
The short version

Often partially, and with conditions. Many plans cover some chiropractic, usually with a visit cap, a deductible, a copay, and a requirement that the care is medically necessary as the insurer defines it rather than as your chiropractor does.

Preserve Chiropractic is cash pay rather than insurance billed, and that is a deliberate choice. It means no insurer sets your visit count, the price is published instead of estimated, and no bill arrives months later for a number nobody quoted you.

HSA and FSA cards are accepted, and Care Credit is available, so the cost can be spread rather than paid in one go. What you get for it is a plan with a stated scope and a price you were told before you agreed to it.

What insurance coverage usually means in practice

A capped number of visits per year, set by the plan rather than by what the exam found.

A deductible that often has to be met first, which means the early visits are frequently paid in full anyway.

A review process in which the insurer decides when care is no longer necessary, which can end a corrective phase in the middle.

A bill that can arrive weeks later for the portion that was not covered.

A published price. The first visit is $99 including the exam and digital X-ray, which is a number no insurance-billing practice can put on a page.

A plan length set by the findings rather than by a visit cap. No insurer decides when your corrective phase ends.

No claim submitted means no surprise balance bill arriving six weeks later.

Your care details stay between you and this office rather than going to a payer.

Using HSA and FSA

HSA and FSA cards are accepted here, which for many people covers chiropractic with pre-tax money.

Whether a specific service qualifies under your plan is a question for your plan administrator. Ask them before you assume either way.

Exam and digital X-rayFirst visit
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